Rich Kulbacki

Rich Kulbacki

LPL Financial Advisor

Office: 724-733-7333
Fax: 724-733-8564

Rich had been a Financial Advisor since the fall of 2015. He began his career with AXA Advisors, and joined LPL in January, 2019. Prior to that, had a career in banking that lasted 10 years.

He prides himself on having the heart of a teacher, and specializes in crafting full financial plans to help his clients plan for retirement and college, seek to eliminate debt, save for emergencies and large purchases, and to be generous in giving to their favorite charitable organizations. His ambition is to help his clients change their family tree by creating a legacy that can last for generations.

Rich is also a Dave Ramsey SmartVestor Pro which means he has been vetted by Dave’s team as being someone who is committed to living by Dave 7 Baby Step system and to helping his clients pursue their long-term investing goals.

He lives in Natrona Heights, PA with his wife and two daughters. He is an avid reader, a musician, and enjoys giving back to his community by giving his time to local organizations like Habitat for Humanity of Allegheny Valley where he serves as President of the Board of Directors (, his church where he cantors on Sundays, and marches with the Kittanning Firemen’s Band. Rich also holds a Bachelor’s degree from Indiana University of PA, graduating Summa Cum Laude.

To get started on your financial plan with Rich, CLICK HERE to begin a client questionnaire called an Asset Map. It will give him your contact information and help him understand your financial situation. After it’s completed, expect him to reach out within 24 hours.


The SmartVestor program is a directory of investment professionals.  Neither Dave Ramsey nor SmartVestor are affiliates of The Advisors LLC, or LPL.